Tel: 703.424.7572
Fax: 703.591.0167



Consumer Law


J.D., University of Richmond, TC Williams School of Law, 2006
B.A., Dickinson College, 2003


Kristi C. Kelly is a consumer law attorney that focuses her practice on advocating for individuals in state and federal courts in Virginia, District of Columbia and Maryland. Described by her peers as someone “who takes- and wins- the cases others won’t touch,” she was selected as a Virginia “Leader in the Law” for the Class of 2014. Ms. Kelly focuses the majority of her practice on assisting consumers with credit reporting and employment background check mistakes, mortgage servicing errors and preventing abusive debt collection. Ms. Kelly has successfully litigated hundreds of cases for individuals and as class actions.

Ms. Kelly is a regular speaker on credit reporting and mortgage servicing issues for the National Consumer Law Center, Virginia CLE and various legal aid organizations throughout the country. She regularly volunteers her time to speak to various nonprofit and community organizations to train and educate individual and community stakeholders on their rights. Ms. Kelly also regularly volunteers her time to assist indigent consumers and active duty military or veterans referred from legal aid organizations or nonprofit organizations.

Ms. Kelly was a shareholder at Surovell Isaacs Petersen & Levy whose practice focused on consumer rights litigation in state and federal courts in the Washington, D.C. area. She has represented individuals against banks, brokers, auto dealers, car title lenders, debt collectors, credit card companies, credit bureaus and foreclosure rescue scammers. In May 2010, she received a $686,600 jury verdict and her attorney fees from a foreclosure rescue scammer.

After graduating law school, Ms. Kelly worked for Legal Services of Northern Virginia as a housing and consumer law attorney. In that position, she co-founded the Foreclosure Legal Assistance Program (FLAP) to provide legal advice and housing counseling to prevent foreclosures. In that capacity, she supervised and trained a network of attorneys and staff throughout northern Virginia. Ms. Kelly has been a presenter at various trainings on the local and statewide level focusing on foreclosure prevention, consumer rights for domestic violence survivors, landlord tenant law, predatory loans, dealing with debt collectors and understanding credit reports.

She has been admitted to the Virginia, Maryland and District of Columbia bars after graduating from the University of Richmond TC Williams School of Law. At graduation, she received the Nina R. Kestin award for her extraordinary contributions to the school, community and profession. Ms. Kelly received her degree cum laude from Dickinson College, where she was a four year varsity soccer player.

She lives in Oakton, Virginia with her husband, Matt and two sons, Joey and Charlie.


J.D., University of Richmond, TC Williams School of Law, 2006
Nina Kestin Award Winner for for her extraordinary contributions to the school, community and profession

B.A., Dickinson College, 2003
Cum Laude
4 year varsity soccer player


Selected as Capital Region’s Premier Lawyers, 2015
Wall Street Journal Article

Selected as a “Leader in the Law” Class of 2014
Leaders in the Law Article

Super Lawyer “Rising Star” – 2012, 2013, 2014, 2015, 2016


United States District Court Virginia, 2006
United States District Court District of Columbia, 2007
United States District Court of Maryland, 2014


Virginia Trial Lawyers Association
Fairfax Bar Association
Northern Virginia Women’s Attorney Association
National Association of Consumer Advocates
Virginia Poverty Law Center, Member Board of Directors
Legal Aid Justice Center, Advisory Committee Northern Virginia
Alexandria Bar Association
National Consumer Law Center