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# Kelly Guzzo, PLC

Consumer Protection Lawyers

## Sitemaps

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## Posts

- [Consumer Fraud Lawyers: News & Upates from Kelly Guzzo, PLC](https://www.kellyguzzo.com/news/) - Discover the latest legal developments and insights from top consumer fraud lawyers at Kelly Guzzo, PLC. Your defense against consumer scams.
- [Opinion Obtained in US Court of Appeals for The Fourth District](https://www.kellyguzzo.com/opinion-obtained-in-us-court-of-appeals-for-the-fourth-district/) - The US Court of Appeals for The Fourth Circuit issued a great opinion in a class action VPLC filed nearly 2 years ago against an internet lender’s debt collector. Board members Len Bennett and Kristi Kelly, are co-counseling this case (and doing almost all the work) and in addition to investing large amount of their
- [Hundreds to Benefit From Payday Loan Settlement](https://www.kellyguzzo.com/hundreds-to-benefit-from-payday-loan-settlement/) - Kelly Guzzo in partnership with the Virginia Poverty Law Center is excited to announce that over 800 low-income Virginians will have judgments vacated and dismissed from a settlement challenging the lending practices of a local lender. Kelly Guzzo waived our attorneys’ fees and costs in order to negotiate an assignment of all judgments to the
- [Kelly Guzzo is taking on out of state lenders that seek to avoid Virginia's laws](https://www.kellyguzzo.com/kelly-guzzo-is-taking-on-out-of-state-lenders-that-seek-to-avoid-virginias-laws/) - Kelly Guzzo is taking on out of state lenders that seek to avoid Virginia's laws. One of Kelly Guzzo's current cases to combat predatory lending is discussed here.
- [Tribes clash with lender over loophole they say allows interest rates over 650 percent](https://www.kellyguzzo.com/tribes-clash-with-lender-over-loophole-they-say-allows-interest-rates-over-650-percent/) - Via DailyPress.com Virginians are taking the lead challenging a legal loophole that has left thousands stuck with difficult-to-repay debt from tribal lenders. View Full Article
- [Some online lenders charge 900% interest and ignore Virginia law. So borrowers are suing.](https://www.kellyguzzo.com/some-online-lenders-charge-900-interest-and-ignore-virginia-law-so-borrowers-are-suing/) - Via DailyPress.com Virginia borrowers go to court to try what the General Assembly won't — close the state to high interest rate Internet lending. View Full Article
- [Kelly Guzzo Launches Website to Help Consumers Navigate COVID-19 Financial Difficulties](https://www.kellyguzzo.com/kelly-guzzo-launches-website-to-help-consumers-navigate-covid-19-financial-difficulties/) - As consumers across the country face financial distress during the COVID-19 crisis, frontline consumer advocates have launched the COVID-19 Consumer Resource Center, www.consumer.law, a one-stop source of information to help individuals and families protect themselves from financial devastation. The tool comprehensively covers the major consumer problems Americans are facing. It uniquely and comprehensively collects COVID-19 hardship details for major mortgage, auto, credit
- [Capital One Identity Theft Lawsuit Alleges Failures to Correct Fraudulent Credit Reporting](https://www.kellyguzzo.com/capital-one-identity-theft-lawsuit/) - Kelly Guzzo, PLC files FCRA lawsuit alleging Capital One and major credit bureaus failed to investigate identity theft and correct inaccurate reporting.
- [Credit Report Errors Are on the Rise: Know Your Rights Under the FCRA](https://www.kellyguzzo.com/credit-report-errors-fcra-rights/) - Credit report errors are becoming harder to fix. Learn your rights under the FCRA and how Kelly Guzzo, PLC helps consumers correct inaccurate reporting.
- [Virginia Consumers: Post Lake Lending and Other Tribal Payday Lenders Under Investigation](https://www.kellyguzzo.com/post-lake-lending-tribal-payday-loans/) - Kelly Guzzo, PLC is investigating Post Lake Lending and other tribal lenders charging high-interest loans that may violate state usury laws.
- [Virginia Borrowers Impacted by Student Loan SAVE Plan Errors](https://www.kellyguzzo.com/virginia-save-plan-student-loan-errors/) - Virginia borrowers may face student loan errors under the SAVE Plan. Learn how servicers like MOHELA and Aidvantage may be improperly charging interest.
- [D.C. FCRA Lawsuit Filed Against Equifax, Experian, and TransUnion for Identity Theft Credit Reporting Errors](https://www.kellyguzzo.com/dc-identity-theft-credit-report-lawsuit/) - Kelly Guzzo, PLC files D.C. lawsuit alleging Equifax, Experian, and TransUnion failed to correct identity theft errors on a consumer’s credit report.
- [Kelly Guzzo, PLC Files Lawsuit Against Payday Lenders Falsely Claiming a Connection to Mohawk Community of Kahnawake](https://www.kellyguzzo.com/payday-lender-tribal-affiliation-lawsuit/) - Kelly Guzzo, PLC files class action alleging payday lenders used a false tribal affiliation with the Mohawk Community to issue illegal high-interest loans.
- [Hawaii FCRA Lawsuit Filed Against "Big Three" Equifax, Experian, and TransUnion for Inaccurate Credit Reporting](https://www.kellyguzzo.com/hawaii-fcra-lawsuit-discharge-credit-reporting/) - Kelly Guzzo, PLC files Hawaii federal FCRA lawsuit alleging Equifax, Experian, and TransUnion failed to correct discharged student loans on credit reports.
- [Maryland Bitcoin ATM Scam Lawsuit Filed Against Athena Bitcoin and Genesis Coin](https://www.kellyguzzo.com/maryland-bitcoin-atm-scam-lawsuit/) - Kelly Guzzo, PLC files Maryland lawsuit against Athena Bitcoin and Genesis Coin for alleged role in Bitcoin ATM scams targeting seniors.
- [Class Action Filed Against Statebridge for Illegal Charges on Zombie Second Mortgages](https://www.kellyguzzo.com/class-action-filed-against-statebridge-for-illegal-charges-on-zombie-second-mortgages/) - Kelly Guzzo, PLC filed a class action lawsuit against Statebridge Company for unlawful charges on zombie second mortgages.
- [Class Action Filed Over Hidden Rental Fees in Virginia](https://www.kellyguzzo.com/virginia-tenants-lawsuit-illegal-rental-fees/) - Tenants in Virginia have filed a class action lawsuit challenging illegal “junk fees” charged by property landlords, including community and pest control fees.
- [Mixed Credit Lawsuit Filed in Virginia Against Experian, Equifax, and TransUnion](https://www.kellyguzzo.com/mixed-credit-lawsuit-virginia/) - Learn how mixed credit reports can harm consumers and how Kelly Guzzo, PLC resolved a Virginia lawsuit against Experian, Equifax, and TransUnion.
- [Canadian Tribal Lending Payday Loans Under Investigation](https://www.kellyguzzo.com/canadian-tribal-lending-payday-loans/) - Kelly Guzzo, PLC is investigating payday loans using Canadian tribal lending claims to bypass U.S. usury laws, including loans exceeding 500% APR.
- [Kelly Guzzo, PLC Files Class Action Lawsuit Against Layma d/b/a Little Lake Lending for Alleged Usury Law Violations](https://www.kellyguzzo.com/little-lake-tribal-lending-class-action-lawsuit/) - Kelly Guzzo, PLC filed a class action lawsuit alleging Little Lake Lending used a tribal lending model to issue illegal high-interest loans.
- [Kelly Guzzo, PLC Investigating High-Interest Loans Issued by Loan Spot d/b/a Blue Mountain Loans](https://www.kellyguzzo.com/blue-mountain-loans-investigation/) - Kelly Guzzo, PLC is investigating claims that Blue Mountain Loans issued high-interest loans exceeding state usury laws through tribal lending partnerships.
- [Kelly Guzzo, PLC Files Class Action Lawsuit Against Boost Credit for Illegal High-Interest Loans](https://www.kellyguzzo.com/tribal-lending-class-action-lawsuit/) - Kelly Guzzo, PLC filed a class action lawsuit against tribal lending Boost Credit for alleged illegal high-interest loans violating state usury and RICO laws.
- [Kelly Guzzo Sues LexisNexis for Errors in Auto Insurance Reports](https://www.kellyguzzo.com/lexisnexis-clue-report-errors-lawsuit/) - Kelly Guzzo sues LexisNexis for C.L.U.E. report errors that raised auto insurance rates. Learn how to check your report and protect your rights.
- [Kelly Guzzo Clients Obtain $1.6 Million Jury Verdict Against Nursing Program](https://www.kellyguzzo.com/kelly-guzzo-clients-obtain-1-6-million-jury-verdict-against-nursing-program/) - 19 students defrauded by LPN program win $1.6M with Kelly Guzzo. Speak with a Virginia Consumer Protection Act attorney today.
- [Get Smart About Credit: A Webinar with Kristi Kelly of Kelly Guzzo](https://www.kellyguzzo.com/get-smart-about-credit/) - Kristi Kelly breaks down the elements to understand your credit report and how to fix your credit in the event of reporting errors.
- [Kelly Guzzo, PLC Files Class Action Lawsuit Against Path Lending for Alleged Predatory Lending and Violation of State Interest Rate Laws](https://www.kellyguzzo.com/path-lending-predatory-loan-class-action-lawsuit-filed/) - A class action lawsuit alleges Path Lending engaged in predatory lending with exorbitant interest rates. Discover how Kelly Guzzo PLC is fighting for consumer justice.
- [Knowing Your Rights:  Wire Transfers](https://www.kellyguzzo.com/knowing-your-rights-wire-transfers/) - Know your rights when it comes to wire transfers. Kelly Guzzo provides expert insights to protect yourself against wire transfer fraud.
- [Kelly Guzzo Files Suit Alleging Illegal Offsets of Consumer Bank Accounts](https://www.kellyguzzo.com/kelly-guzzo-files-suit-alleging-illegal-offsets-of-bank-accounts/) - Kelly Guzzo is addressing alleged illegal offsets of bank accounts. Learn about our commitment to protecting consumers' financial rights.
- [Knowing Your Rights: Do You Have an EFTA Claim?](https://www.kellyguzzo.com/electronic-fund-transfer-act-efta-claim/) - Kelly Guzzo knows how to help with electronic payment disputes & resolving EFTA issues. We are ready to assist with claims.
- [In Maryland, Kelly Guzzo, PLC Files Lawsuit Against Experian for Mixed Credit Information](https://www.kellyguzzo.com/kelly-guzzo-sues-experian-for-mixing-credit-information/) - Kelly Guzzo, PLC filed a lawsuit against Experian for mixing credit reports, leading to false bankruptcy claims and inaccurate debts.
- [Landlord-Tenant Issues: Wait . . . What Fees Are You Charging Me?](https://www.kellyguzzo.com/landlord-fees-lawsuit/) - Learn about Kelly Guzzo's legal action in a landlord fees lawsuit, advocating for tenants' rights and fair housing practices.
- [Financial Exploitation of the Elderly – Our Elderly Get Swindled and the Banks Do Nothing!](https://www.kellyguzzo.com/financial-exploitation-of-the-elderly/) - If you or a loved one has experienced financial exploitation of the elderly & the bank failed to report it, you may have a claim.
- [Mortgage Foreclosure Legislation Stalls in General Assembly](https://www.kellyguzzo.com/mortgage-foreclosure-legislation-stalls-in-general-assembly/) - Learn how Kelly Guzzo protects homeowners from wrongful foreclosures. Discover their efforts to defend mortgage rights and prevent unlawful practices.
- [Kelly Guzzo Seeks to Protect Consumers from Wrongful Criminal Background Checks](https://www.kellyguzzo.com/kelly-guzzo-seeks-to-protect-consumers-from-wrongful-criminal-background-checks/) - Learn how Kelly Guzzo fights wrongful criminal background checks. Explore their efforts to uphold FCRA protections and protect consumer rights.
- [Knowing Your Rights: New York’s AG Takes Action Against Citibank Regarding Online Banking Fraud](https://www.kellyguzzo.com/knowing-your-rights-new-yorks-ag-takes-action-against-citibank-regarding-online-banking-fraud/) - If you are a victim of online banking fraud, contact us before accepting your bank’s decision to deny your claim for reimbursement.
- [Kristi Kelly Quoted in NPR's Investigation of Zombie Second Mortgages](https://www.kellyguzzo.com/kristi-kelly-quoted-in-npr-investigation-of-zombie-second-mortgages/) - Kristi Kelly was interviewed on the Planet Money podcast as part of NPR's recent investigation into the increase in zombie second mortgages.
- [Kelly Guzzo, PLC Obtains $43 Million Dollar Judgment in Illegal Payday Loan Case](https://www.kellyguzzo.com/43-million-dollar-judgement-illegal-payday-loan/) - See how we secured a $43 million judgment against illegal payday loan lender & see our commitment to combat predatory lending practices.
- [Kelly Guzzo Helps Disabled Veterans with Property Tax Exemptions to Keep Mortgage Companies From Messing Up their Escrow Accounts](https://www.kellyguzzo.com/disabled-veterans-property-tax-exemptions/) - Speak with our attorneys if you see errors on your monthly mortgage statement related to a disabled veterans property tax exemption issue.
- [Kristi Kelly Speaks at Mortgage Conference](https://www.kellyguzzo.com/kristi-kelly-speaks-at-mortgage-conference/) - Kristi Kelly speaks on Fair Credit Reporting Act issues in mortgage cases at a training webinar hosted by the National Consumer Law Center.
- [Kelly Guzzo Stands Up for Tenants Impacted by Wrongful Background Checks](https://www.kellyguzzo.com/kelly-guzzo-stands-up-for-tenants-impacted-by-wrongful-background-checks/) - We stand up for tenants affected by wrongful background checks. Learn how Kelly Guzzo is fighting to protect renters' rights.
- [Kelly Guzzo Fights for Consumers Against Zombie Second Mortgages](https://www.kellyguzzo.com/kelly-guzzo-fights-for-consumers-against-zombie-second-mortgages/) - Learn how Kelly Guzzo fights for consumers who have faced the challenge of 'zombie' second mortgages.
- [Kelly Guzzo Earns Decision to Protect Borrowers in Golden Valley Case](https://www.kellyguzzo.com/kelly-guzzo-earns-decision-to-protect-borrowers-in-golden-valley-case/) - Learn about Kelly Guzzo's commitment to protecting borrowers in the Golden Valley case. Discover our dedication to consumer rights.
- [CFPB Warns Against Name-Only Matching in Background Checks](https://www.kellyguzzo.com/cfpb-warns-against-name-only-matching-in-background-checks/) - Stay informed about CFPB's warning on name-only matching in background checks. Know the potential risks involved.
- [How to handle a mixed credit report, from claim to closure](https://www.kellyguzzo.com/handle-mixed-credit-report/) - Confused by mixed credit reports? Learn how to navigate the complexities of mixed credit reports and improve your financial standing.
- [Kelly Guzzo, PLC Investigating Claims Against Boost Credit Line for High-Interest Loans](https://www.kellyguzzo.com/kelly-guzzo-plc-investigating-claims-against-boost-credit-line-for-high-interest-loans/) - Victim of a high-interest loan exceeding 650%? We are investigating claims against Boost Credit Line. Learn your rights & seek legal support.
- [Kelly Guzzo, PLC Files Lawsuit Against Experian and Equifax for a Mixed Credit Report Issue](https://www.kellyguzzo.com/mixed-credit-report-lawsuit-against-experian-and-equifax/) - Kelly Guzzo PLC sues credit bureaus for mixed credit reports. If your credit file is mixed we can help you resolve it & pursue compensation.
- [Kelly Guzzo, PLC Files Case in Hawaii Against Experian and Several Creditors Over Inaccurate Credit Reports](https://www.kellyguzzo.com/case-filed-in-hawaii-over-inaccurate-credit-reports/) - See how the lawyers at Kelly Guzzo PLC is helping to get inaccurate credit report information removed. They’re ready to help you too.
- [Kelly Guzzo Files Tribal Lending Class Action Lawsuit Against  Fineday Funds for Alleged Violation of State and Interest Rate Laws](https://www.kellyguzzo.com/kelly-guzzos-tribal-lending-class-action-against-fineday-funds/) - Read about our class action lawsuit challenging the legality of Fineday’s high-interest tribal loans and seeks damages in illegal scheme.
- [Kelly Guzzo Files Case Against Credit Reporting Agencies for Mixing Consumer’s Credit File with Relative’s](https://www.kellyguzzo.com/kelly-guzzo-fights-credit-reporting-agencys-mixed-file-mistake/) - Learn how we can help you when your credit report shows errors. Don’t continue to suffer from a mixed file credit report.
- [Class action against Specialized Loan Servicing, LLC survives motion to dismiss and motion to strike class allegations](https://www.kellyguzzo.com/class-action-against-sls-for-unlawful-mortgage-assessment/) - Contact us if a prior mortgage was charged off or you stopped receiving statements. Kelly Guzzo can help fight unlawful mortgage assessments.
- [Kelly Guzzo files case helping victims of identity theft against credit bureaus and debt collector](https://www.kellyguzzo.com/kelly-guzzo-helping-victims-of-identity-theft/) - Read about how we are helping our clients. Don’t let being a victim of identity theft ruin your credit score and financial freedom.
- [Andrew Guzzo and Casey Nash Train Consumer Lawyers at Conference](https://www.kellyguzzo.com/andrew-guzzo-and-casey-nash-train-consumer-lawyers-at-conference/) - Andrew Guzzo and Casey Nash provide online training sessions for the National Association of Consumer Advocates.
- [Andrew Guzzo Quoted in New York Times Article on Tenant Screening Reports](https://www.kellyguzzo.com/andrew-guzzo-quoted-in-new-york-times-article-on-tenant-screening-reports/) - Read Andrew Guzzo's insights in The New York Times article on tenant screening reports. Stay informed on housing and tenant issues.
- [Andrew Guzzo Speaks at Legal Aid Conference](https://www.kellyguzzo.com/andrew-guzzo-speaks-at-legal-aid-conference/) - Join Andrew Guzzo as he speaks at Virginia Poverty Law Center’s legal aid conference. He discuss preparing clients & defending depositions. 
- [Kristi Kelly to Speak at Consumer Law Event](https://www.kellyguzzo.com/kristi-kelly-to-speak-at-consumer-law-event/) - Join Kristi Kelly as she shares her expertise at two consumer law events. Don't miss this opportunity to learn from a legal expert
- [Consumer Reports Now Offers Free Credit Checkups](https://www.kellyguzzo.com/consumer-reports-now-offers-free-credit-checkups/) - Find out how Consumer Reports offers free credit checkups. Don't miss out on insights to manage your credit health.
- [Kristi Kelly Interviewed by Super Lawyers Regarding CARES Act](https://www.kellyguzzo.com/kristi-kelly-interviewed-by-super-lawyers-regarding-cares-act/) - See Kristi Kelly's insights on the CARES Act in her interview with Super Lawyers. Get expert perspectives on the legislation.
- [Kelly Guzzo Helps to Resolve Claims with VEC to Resolve Unemployment Backlog](https://www.kellyguzzo.com/kelly-guzzo-helps-to-resolve-claims-with-vec-to-resolve-unemployment-backlog/) - Kelly Guzzo partnered with VEC to tackle the unemployment backlog. Learn how we're helping individuals get the relief they deserve.
- [Court Grants Preliminary Approval of $489 Million Class Action Settlement Led by Kelly Guzzo](https://www.kellyguzzo.com/court-grants-preliminary-approval-of-489-million-class-action-settlement-led-by-kelly-guzzo/) - Learn about how Kelly Guzzo's dedication to justice led to the preliminary approval of a remarkable $489 million class action settlement.
- [Knowing Your Rights:  Online Bank Fraud](https://www.kellyguzzo.com/knowing-your-rights-online-bank-fraud/) - Safeguard yourself against online bank fraud. Kelly Guzzo shares expert advice to help you protect your financial assets.
- [Knowing Your Rights:  Electronic Fund Transfers](https://www.kellyguzzo.com/knowing-your-rights-electronic-fund-transfers/) - Learn about your rights in electronic fund transfers. Kelly Guzzo offers guidance to safeguard your digital transactions & avoid EFT fraud.
- [How to handle identity theft, from claim to closure](https://www.kellyguzzo.com/handle-identity-theft/) - Get essential tips for handling identity theft and safeguarding your personal information. Kelly Guzzo can help you take legal action.
- [Andrew Guzzo Quoted in Milwaukee Journal Sentinel Regarding Tribal Lending](https://www.kellyguzzo.com/andrew-guzzo-quoted-in-milwaukee-journal-sentinel-regarding-tribal-lending/) - Attorney Andrew Guzzo was quoted in an article about high interest tribal loans from Loan at Last and other lenders.
- [How to handle credit reporting errors, from claim to closure](https://www.kellyguzzo.com/handle-credit-reporting-errors/) - Learn how to handle credit reporting errors with guidance from Kelly Guzzo. Get actionable steps to correct credit reporting errors.
- [Reported as Deceased on Credit Report?](https://www.kellyguzzo.com/reported-as-deceased-on-credit-report/) - If you've been mistakenly reported as deceased on a credit report, Kelly Guzzo us ready to help you regain control over your credit profile.
- [Kelly Guzzo files case against Transunion and Equifax for mixed credit files of son and father](https://www.kellyguzzo.com/mixed-credit-reports-filing-against-transunion-equifax/) - Kelly Guzzo helped a son when credit unions mixed info with his father. We’ve handled dozens of similar Equifax mixed credit file cases.
- [Kristi Kelly Interviewed for NPR Story About Helping Veterans Avoid Foreclosures](https://www.kellyguzzo.com/helping-veterans-avoid-foreclosure/) - Kristi Kelly was interviewed for an NPR story about helping veterans avoid foreclosures due to the end to a forbearance program in 2022.
- [Reported to Creditor as Deceased? Kelly Guzzo, PLC Continues to See High Volume of Credit Reports Inaccurately Notating Consumers as Deceased.](https://www.kellyguzzo.com/deceased-credit-reporting/) - Kelly Guzzo has recently filed another lawsuit related to the credit bureaus inaccurately reporting a consumer as deceased.
- [Consumer Financial Protection Bureau (CFPB) Imposes $8 Million Penalty on Clarity Services](https://www.kellyguzzo.com/consumer-financial-protection-bureau-cfpb-imposes-8-million-penalty-on-clarity-services/) - Partner, Kristi Cahoon Kelly, continues to devote her time and her energy to protecting consumers. Kelly Guzzo, PLC is committed to supporting the Virginia Poverty Law Center. Check out this article on a large case against nationwide subprime credit reporting agency Clarity Services, Inc.! Excerpt from VPLC.org: The Consumer Financial Protection Bureau (CFPB) took action
- [Virginia Legal Elite 2016](https://www.kellyguzzo.com/virginia-legal-elite-2016/) - Kristi C. Kelly has been selected for the Virginia Business’s 17th Annual Legal Elite! Kristi is being recognized in the Civil Litigation category! Congratulations Kristi!
- [Kelly Guzzo, PLC is proud to work with Virginians to combat predatory lending](https://www.kellyguzzo.com/kelly-guzzo-plc-is-proud-to-work-with-virginians-to-combat-predatory-lending/)
- [Justice for Ale - June 5, 2019](https://www.kellyguzzo.com/justice-for-ale-june-5-2019/) - We are happy to announce that Kelly Guzzo is once again proud sponsors of the Justice for Ale event held by the Legal Aid Justice Center! The Legal Aid Justice Center provides legal representation for low-income individuals in Virginia. Their mission is to serve those in our communities who have the least access to legal resources. See
- [Capital One Data Breach Exposes Personal Information of over 100 Million Consumers](https://www.kellyguzzo.com/capital-one-data-breach-exposes-personal-information-of-over-100-million-consumers/) - A hacker gained access to the personal information of over 100 million Capital One customers earlier this year. The compromised information includes 140,000 social security numbers and 80,000 bank account numbers. If you are a Capital One customer or have applied for a Capital One account, your personal information may have been exposed in the
- [Kristi Kelly Quote on Credit Report Mix-Ups Reported by NerdWallet](https://www.kellyguzzo.com/kristi-kelly-quote-on-credit-report-mix-ups-reported-by-nerdwallet/) - In a recent article, NerdWallet covers how outdated information or information about someone else in your LexisNexis credit file can adversely affect your financial situation. Kristi Kelly of Kelly Guzzo, PLC was quoted on the wide range of consumer information stored by LexisNexis, including information that doesn’t match the consumer. This results in LexisNexis mistakenly
- [Kelly Guzzo Honored for Pro Bono Efforts](https://www.kellyguzzo.com/kelly-guzzo-honored-for-pro-bono-efforts/) - Kelly Guzzo, PLC was recently recognized for its long-standing commitment to representing Virginia’s most vulnerable consumers. The Virginia State Bar Association named the firm co-recipient of the 2019 Frankie Muse Freeman Organizational Pro Bono Award (Freeman Award). The Freeman Award honors law firms or other organizations that make outstanding contributions to providing free legal services
- [Pew Study Exposes Risks Faced by Virginia Borrowers](https://www.kellyguzzo.com/pew-study-exposes-risks-faced-by-virginia-borrowers/) - The Pew Charitable Trusts recently released an alarming new study on payday and title lending practices in Virginia and the associated harm caused to consumers. The study finds that hundreds of thousands of Virginia borrowers, who typically use these small loans to cover normal expenses like rent, mortgage payments, groceries, and utilities, are exposed
- [Guzzo Receives Rising Star Award](https://www.kellyguzzo.com/guzzo-receives-rising-star-award/) - Kelly Guzzo partner Andrew Guzzo, who spearheads the firm’s predatory lending practice, was recently honored with the 2019 Rising Star Award by the National Consumer Law Center (NCLC). This prestigious award is presented annually to attorneys who have made major contributions to the field of consumer law early in their legal career (to be eligible
- [Kelly Participates in Federal Government Workshop on Consumer Reporting](https://www.kellyguzzo.com/kelly-participates-in-federal-government-workshop-on-consumer-reporting/) - Kelly Guzzo’s Kristi Kelly, a nationally-recognized attorney on credit reporting issues, was invited to participate in a recent federal government workshop on accuracy in consumer reporting. The workshop was jointly hosted by the Federal Trade Commission (FTC) and Consumer Financial Protection Bureau (CFPB) on December 10, 2019 in Washington, DC. The FTC and CFPB are
- [CFPB Publishes New Resource for Checking Consumer Reports](https://www.kellyguzzo.com/cfpb-publishes-new-resource-for-checking-consumer-reports/) - The Consumer Financial Protection Bureau (CFPB) recently published the 2020 edition of its list of consumer reporting companies. The list identifies entities that collect information about consumers and explains when and how to request the various consumer reports that are compiled about you. The “big three” consumer reporting companies – Equifax, TransUnion, and Experian –
- [Kristi Kelly Named one of Virginia’s Influential Women of Law](https://www.kellyguzzo.com/kristi-kelly-named-one-of-virginias-influential-women-of-law/) - Kelly Guzzo partner Kristi Kelly was recently honored as one of 34 “Influential Women of Law” for 2020 in Virginia. The award was presented by the publication Virginia Lawyers Weekly in conjunction with four of Virginia’s statewide bar associations. The award recognizes female attorneys and judges “who have improved the legal profession in the Old

## Pages

- [Home](https://www.kellyguzzo.com/) - Our consumer protection & credit lawyers in Virginia, Maryland, Washington, D.C. & Hawaii have $1+ billion in public settlements for clients.
- [Class Actions](https://www.kellyguzzo.com/practices/class-actions/) - Our expert class action attorneys at Kelly Guzzo, PLC specialize in consumer protection. Get your free case evaluation now.
- [Our Team](https://www.kellyguzzo.com/attorneys/) - Kelly Guzzo, PLC has consumer protection lawyers in Virginia, Maryland, Washington, D.C. and Hawaii ready to help you. Contact us today.
- [Daniel Rosendahl](https://www.kellyguzzo.com/attorneys/daniel-rosendahl/) - Daniel Rosendahl contact daniel@kellyguzzo.com Education University of Virginia Daniel Rosendahl is a consumer law paralegal supporting the attorneys at Kelly Guzzo, PLC. Daniel Rosendahl is a detail-oriented paralegal with experience across multiple areas of law. He is a graduate of the University of Virginia, where he earned a bachelor’s degree in Government and a Business
- [Ayman Habib](https://www.kellyguzzo.com/attorneys/ayman-habib/) - Ayman Habib contact ayman@kellyguzzo.com Education George Mason University Ayman Habib is a paralegal with valuable legal experience supporting the attorneys at Kelly Guzzo, PLC. Ayman Habib is a graduate of George Mason University’s Honors College where she earned her bachelor’s degree in Global Affairs and a minor in Conflict Analysis and Resolution.Before joining Kelly Guzzo,
- [Practice Areas](https://www.kellyguzzo.com/practices/) - From credit reporting errors to identify theft, our comprehensive services tackle all types of consumer fraud. See how we defend your rights.
- [Contact](https://www.kellyguzzo.com/contact-us/) - Need a consumer rights attorney? Reach out to Kelly Guzzo, PLC for legal advice & representation on a wide range of consumer rights issues.
- [Unlawful Tenant Debt](https://www.kellyguzzo.com/practices/unlawful-tenant-debt/) - Unlawful tenant debt harms your credit. Get a free consultation with Kelly Guzzo to fight back against illegal landlord debt collections.
- [Payday and Online Loans](https://www.kellyguzzo.com/practices/payday-and-online-loans/) - Feel trapped in a payday or online loan? Consult with payday loan attorneys at Kelly Guzzo, PLC for help regaining your financial freedom.
- [Mixed Credit Reports](https://www.kellyguzzo.com/practices/mixed-credit-reports/) - Facing a mixed credit file? Learn the signs, implications, and how Kelly Guzzo, PLC can help rectify these credit report errors.
- [Identity Theft](https://www.kellyguzzo.com/practices/identity-theft/) - Victim of identity theft? Our experienced lawyers for identity theft victims at Kelly Guzzy, PLC are dedicated to restoring your credit.
- [Credit Report Errors](https://www.kellyguzzo.com/practices/credit-report-errors/) - Uncover the types of credit report fraud, from simple errors to complex identity theft. Learn how we can help safeguard your financials.
- [Claudia Cueller](https://www.kellyguzzo.com/attorneys/claudia-cueller/) - Claudia Cueller contact claudia@kellyguzzo.com Claudia Cueller is a legal assistant directly supporting the attorneys and staff at Kelly Guzzo, PLC. Claudia is a native of Bolivia and is fluent in Spanish. She has strong ties to the Northern Virginia community, which is where she has resided for nearly twenty years.Claudia has more than a decade
- [Natalie Cahoon](https://www.kellyguzzo.com/attorneys/natalie-cahoon/) - Discover Natalie Cahoon's decade-long experience in consumer protection, especially in predatory lending and wrongful debt cases.
- [Matt Rosendahl](https://www.kellyguzzo.com/attorneys/matt-rosendahl/) - Matt’s practice focuses on individual and class action claims against predatory lenders, credit reporting bureaus & financial institutions.
- [Pat McNichol](https://www.kellyguzzo.com/attorneys/pat-mcnichol/) - Pat is a seasoned consumer credit attorney in Maryland & Virginia who is committed to getting the best results for vulnerable consumers.
- [Paisly Hannah Bender](https://www.kellyguzzo.com/attorneys/paisly-hannah-bender/) - Meet Paisly Bender, a leading consumer credit litigation lawyer at Kelly Guzzo, PLC who defends consumer rights with a proven track record.
- [Casey S. Nash](https://www.kellyguzzo.com/attorneys/casey-s-nash/) - Casey Nash, a consumer law and credit attorney for Washington, D.C. & Virginia, champions consumer rights with over a decade of experience.
- [Andrew J. Guzzo](https://www.kellyguzzo.com/attorneys/andrew-j-guzzo/) - Andrew Guzzo is a consumer litigation & credit lawyer in Hawaii who has helped return $100+ million to consumers and is ready to help you.
- [Kristi C. Kelly](https://www.kellyguzzo.com/attorneys/kristi-c-kelly/) - Learn more about Kristi Kelly, a top consumer protection & credit attorney in Virginia. Renowned for taking on and winning challenging cases.
- [Testimonials](https://www.kellyguzzo.com/testimonials/) - Read real stories from clients who experienced top-notch legal support from our consumer financial protection attorneys at Kelly Guzzo, PLC.
- [Wrongful Foreclosures](https://www.kellyguzzo.com/practices/wrongful-foreclosures/) - Wrongful foreclosure can be devastating. Our experienced attorneys can help you navigate and combat unjust foreclosure practices. Contact us.
- [Unlawful Debt Collection](https://www.kellyguzzo.com/practices/unlawful-debt-collection/) - Facing unlawful debt collection practices? Our debt collection attorneys at Kelly Guzzo, PLC, can guide you and protect your rights.
- [Unauthorized Transactions](https://www.kellyguzzo.com/practices/unauthorized-transactions/) - Fallen victim to unauthorized transactions? We offer expert guidance on your rights. From credit card to wire transfer fraud, we can help.
- [Mortgage Servicing Abuse](https://www.kellyguzzo.com/practices/mortgage-servicing-abuse/) - From misapplied payments to the complexities of force placed insurance, our layers can help you with a variety of mortgage service abuse.
- [Background Check Issues](https://www.kellyguzzo.com/practices/background-check-issues/) - Facing background check issues? Explore common discrepancies, FCRA regulations, and how Kelly Guzzo, PLC can assist.

## Categories

- [General](https://www.kellyguzzo.com/category/general/) - General
- [Payday and Online Loans](https://www.kellyguzzo.com/category/payday-and-online-loans/) - Payday and Online Loans
- [Credit Report Mistakes](https://www.kellyguzzo.com/category/credit-report-mistakes/) - Credit Report Mistakes
- [Mixed Credit Reports](https://www.kellyguzzo.com/category/mixed-credit-reports/) - Mixed Credit Reports
- [Inaccurate Background Checks](https://www.kellyguzzo.com/category/inaccurate-background-checks/) - Inaccurate Background Checks
- [Mortgage Servicing Abuse](https://www.kellyguzzo.com/category/mortgage-servicing-abuse/) - Mortgage Servicing Abuse
- [Wrongful Foreclosures](https://www.kellyguzzo.com/category/wrongful-foreclosures/) - Wrongful Foreclosures
- [Unauthorized Transactions](https://www.kellyguzzo.com/category/unauthorized-transactions/) - Unauthorized Transactions
- [Debt Collection](https://www.kellyguzzo.com/category/debt-collection/) - Debt Collection
- [Elderly Financial Exploitation](https://www.kellyguzzo.com/category/elderly-financial-exploitation/) - Elderly Financial Exploitation
- [Junk Tenant Debt](https://www.kellyguzzo.com/category/junk-tenant-debt/) - Junk Tenant Debt

## Tags

- [tax exemptions](https://www.kellyguzzo.com/tag/tax-exemptions/) - tax exemptions
- [escrow accounts](https://www.kellyguzzo.com/tag/escrow-accounts/) - escrow accounts
- [property tax](https://www.kellyguzzo.com/tag/property-tax/) - property tax
- [elder abuse](https://www.kellyguzzo.com/tag/elder-abuse/) - elder abuse
- [elderly financial exploitation](https://www.kellyguzzo.com/tag/elderly-financial-exploitation/) - elderly financial exploitation
- [deceased credit reporting](https://www.kellyguzzo.com/tag/deceased-credit-reporting/) - deceased credit reporting
- [illegal payday loan](https://www.kellyguzzo.com/tag/illegal-payday-loan/) - illegal payday loan
- [veteran foreclosures](https://www.kellyguzzo.com/tag/veteran-foreclosures/) - veteran foreclosures
- [wrongful foreclosures](https://www.kellyguzzo.com/tag/wrongful-foreclosures/) - wrongful foreclosures
- [mixed credit reporting](https://www.kellyguzzo.com/tag/mixed-credit-reporting/) - mixed credit reporting
- [credit report errors](https://www.kellyguzzo.com/tag/credit-report-errors/) - credit report errors
- [identity theft](https://www.kellyguzzo.com/tag/identity-theft/) - identity theft
- [online banking fraud](https://www.kellyguzzo.com/tag/online-banking-fraud/) - online banking fraud
- [unlawful mortgage assessment](https://www.kellyguzzo.com/tag/unlawful-mortgage-assessment/) - unlawful mortgage assessment
- [zombie second mortgages](https://www.kellyguzzo.com/tag/zombie-second-mortgages/) - zombie second mortgages
- [mixed credit report](https://www.kellyguzzo.com/tag/mixed-credit-report/) - mixed credit report
- [tribal lending](https://www.kellyguzzo.com/tag/tribal-lending/) - tribal lending
- [high interest loan](https://www.kellyguzzo.com/tag/high-interest-loan/) - high interest loan
- [junk tenant debt](https://www.kellyguzzo.com/tag/junk-tenant-debt/) - junk tenant debt
- [Virginia Consumer Protection Act attorneys](https://www.kellyguzzo.com/tag/virginia-consumer-protection-act-attorneys/) - Virginia Consumer Protection Act attorneys
- [bitcoin](https://www.kellyguzzo.com/tag/bitcoin/) - bitcoin
- [payday](https://www.kellyguzzo.com/tag/payday/) - payday