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Pat McNichol

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Pat is a consumer law attorney with extensive experience litigating financial services matters in state and federal courts in Virginia, Maryland, and beyond. Pat is committed to obtaining results for vulnerable consumers and believes that no case is too small — or too big. Pat is adept at handling both individual cases and class actions. 

Prior to joining Kelly Guzzo, Pat practiced law at an international law firm, where he handled hundreds of credit card, banking, and auto finance matters for large financial institutions. Before that, Pat completed two federal clerkships: first, for the Honorable Joseph R. Goodwin of the United States District Court for the Southern District of West Virginia, where he worked on the largest MDL in federal court history; and then, for the Honorable M. Hannah Lauck of the United States District Court for the Eastern District of Virginia, where he learned the ins and outs of the Rocket Docket over a two-year term. 

Pat has twice been named one of The Best Lawyers in America: Ones to Watch for Banking and Finance Law (2021 and 2022), and he twice co-authored the Virginia chapter in the ABA’s The Law of Class Action: Fifty-State Survey (2020 and 2021).

Pat graduated from the University of Richmond School of Law with the school’s highest honors, served as an editor on the school’s Law Review, and won a national moot court competition and best brief award. Pat also completed a judicial externship with the Honorable Roger L. Gregory, Chief Judge of the United States Court of Appeals for the Fourth Circuit. 

Outside of practice, Pat loves to hike with his wife Caitlin and his dogs Leo and Max. 

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National Association of Consumer Advocates
Capital Region's Premier Lawyers 2015
Super Lawyers
Federal Bar Association
Virginial Trial Lawyers Association
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