But several common background check issues can hurt you.
Let’s walk through some common background check issues. If any of these have happened to you, contact us below for a free consultation.
False, misleading or incomplete information in a background check can prevent you from getting the job or home you want. Some common errors on background checks include:
The Fair Credit Reporting Act (FCRA) requires entities who run background checks to conduct a reasonable investigation if you dispute information in your background check. If you find inaccurate information in your latest background check, you could pursue a claim under FCRA.
Under the FCRA, background checks can only be conducted with written permission and prior notice. If an employer or landlord ran a background check on you without asking or telling you, it could be legally actionable.
Employers and landlords can take unfavorable actions against you based on information in your background check.
FCRA requires employers to give notice and provide a copy of your background check before not hiring you or denying a promotion. Landlords must give notice and disclose the credit reporting agency that supplied the background check.
If you believe an employer or landlord has acted against you based on your background check but didn’t comply with FCRA, you might have a legal claim.
Our attorneys at Kelly Guzzo, PLC, have successfully litigated many individual and class-action FCRA-related cases. We’ve brought claims against employers, landlords and consumer reporting agencies that failed to comply with disclosure, adverse action and investigation requirements.
If you believe you’ve suffered one of these background check issues, we’ll meet with you at no charge to figure out next steps.