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Unlawful Debt Collection

Debt collectors often use illegal and abusive practices in order to collect money from consumers, even when the debt is unenforceable or belongs to someone else. In response to these tactics, Congress enacted the Fair Debt Collection Practices Act to prevent the use of abusive, deceptive, and unfair debt collection practices by debt collectors. Our attorneys have extensive experience litigating claims against deceptive and unfair debt collectors. Some of our cases have included:

  • Misrepresentations regarding the amount of the debt owed, including false representations regarding the amount of interest or penalties;
  • Furnishing inaccurate information about a debt to a credit reporting agency;
  • Attempts to collect a debt belonging to another person or a debt resulting from identity theft;
  • Communications with consumers at their place of employment or with a consumer’s family member;
  • Misrepresentations regarding the legal status of a debt, such as attempting to collect loans after the expiration of the statute of limitations;
  • Repeated calls to a consumer early in the morning or late at night; and
  • Communications with the consumer without meaningful disclosure of the debt collector’s identity or purpose for contacting the consumer.

If you believe you have been the victim of abusive debt collection practices, our attorneys will meet with you at no charge to discuss your potential case. If we take your case, we will handle it on a contingency basis, and you will not be required to pay our attorney’s fees unless we settle your case or obtain a judgment on your behalf.

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National Association of Consumer Advocates
Capital Region's Premier Lawyers 2015
Super Lawyers
Federal Bar Association
Virginial Trial Lawyers Association