Victims of identity theft often experience adverse consequences in their credit reports, such as the creditors continuing to report the fraudulent information in a victim’s credit report even after being notified of the fraud. Victims of identity theft will often need the assistance of an attorney to remove accounts on their credit report arising from identity theft. Our attorneys have extensive experience in helping identity theft victims correct their credit reports. If your credit report contains an account that you believe was fraudulently opened in your name, please contact us, and one of our attorneys will meet with you at no charge to discuss the best way to address the false information in your credit report.
What is identity theft?
Identity theft is a fraud committed using your identifying information. Identity theft happens when someone uses information about you to open up an account without your permission. This information may include your name, address, social security number, driver’s license number, or date of birth. Identity theft can be committed by a complete stranger, but it may also be committed by a family member or friend.
How do I find out if I am the victim of identity theft?
Often, a victim of identity theft will not know that the theft has occurred until the fraudulent account appears on his or her credit report or a debt collector calls demanding payment. You may periodically check your credit report at www.annualcreditreport.com to ensure that the items on your credit report belong to you. Checking your credit report regularly will also help you to identify any other mistakes in your credit report that should be addressed.