When your identity is stolen, you’ll very often suffer consequences in your credit report. Creditors might continue to report fraudulent information, even after learning that the fraud took place.
Let’s walk through what identity theft is and how to tell if it’s happened to you. If you’re a victim of identity theft, contact us below for a free consultation.
Identity theft is fraud committed when someone uses your personal information to access your money or other belongings without your permission.
Fraudsters can use your name, address, Social Security number, driver’s license number or your birthday to commit identity theft. While identity theft is often committed by a stranger, it can be committed by friends and family members too.
You likely won’t know your identity has been stolen until fraudulent activity shows up on your credit report. A debt collector also might call you demanding payment.
To ensure the accuracy of your credit report, periodically visit www.annualcreditreport.com. Regular credit report checks can help you find any mistakes that must be corrected.
Our Kelly Guzzo, PLC, team brings extensive experience helping identity theft victims correct their credit reports. If your credit report contains fraudulent information, one of our attorneys will meet with you at no charge to discuss next steps.
As a victim of identity theft, I wasn’t sure who to turn to for help until I met Kristi Kelly. She advocated for me. She is knowledgeable about credit reporting issues and understood the challenges that I faced as an identity theft victim. She was not scared to go up against the credit reporting agencies, banks and debt collectors to resolve my problem. She gave me a fresh start with an accurate credit report, and I couldn’t be happier. ~ Shanika