In June 2026, Kelly Guzzo, PLC filed a lawsuit against Capital One, Equifax, Experian, and TransUnion, alleging multiple violations of the Fair Credit Reporting Act (FCRA) stemming from an identity theft case involving a Hawaii consumer. According to the complaint, the defendants failed to conduct reasonable investigations after receiving evidence
If you’ve tried to dispute an error on your credit report and gotten nowhere, you’re not alone. A recent investigation by ProPublica found that consumers are facing increasing difficulty getting credit report mistakes corrected, even when they provide clear evidence. For many people, these errors are more than an inconvenience.
Student loan borrowers in Virginia may be facing unexpected financial harm due to errors in how loan servicers are implementing the Saving on a Valuable Education (SAVE) Plan. The SAVE Plan was designed to provide meaningful relief by lowering monthly payments, preventing runaway interest, and creating a more manageable path
In March 2026, Kelly Guzzo, PLC filed a lawsuit in the United States District Court for the District of Columbia against Equifax, Experian, and TransUnion for alleged violations of the Fair Credit Reporting Act (FCRA). The complaint alleges that the credit reporting agencies failed to conduct reasonable investigations and continued
In May 2024, Kelly Guzzo filed a lawsuit on behalf of a Hawaii resident against Experian, as well as multiple credit card companies, after they refused to remove inaccurate information from her credit report. This lawsuit came after the consumer discovered a litany of inaccurate credit report information, including: (1)
Kelly Guzzo, PLC recently filed a lawsuit in federal court in Maryland on behalf of a consumer whose credit reports showed debts belonging to his father, who shared a similar name. Because our client did not incur those debts, his credit reports should not have shown that he owed them.
