Does your credit report inaccurately indicate that you are deceased? This is a common problem that happens because someone else associated with the account, such as a spouse or co-signor, dies. Another possibility is that your social security number mistakenly matches a number reported by the Social Security Administration as
Have you consistently paid your bills on time only to get turned down when you applied for credit? This might be the result of credit reporting errors that happened beyond your control. If that’s the case, you’re not alone: One in four American consumers has uncovered errors on their credit
Your credit report is vital to your financial well-being. Home loans, auto insurance rates, and even job applications can all be affected by a person’s credit report. But credit reports often contain errors, such as another person’s debts appearing on your file, which can cripple your financial stability. According to
The Consumer Financial Protection Bureau (CFPB) recently published the 2020 edition of its list of consumer reporting companies. The list identifies entities that collect information about consumers and explains when and how to request the various consumer reports that are compiled about you. The “big three” consumer reporting companies –
Kelly Guzzo’s Kristi Kelly, a nationally-recognized attorney on credit reporting issues, was invited to participate in a recent federal government workshop on accuracy in consumer reporting. The workshop was jointly hosted by the Federal Trade Commission (FTC) and Consumer Financial Protection Bureau (CFPB) on December 10, 2019 in Washington, DC.
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