Kelly Guzzo, PLC recently filed a civil lawsuit against two credit reporting agencies for mixing the credit reports of a father and son. This lawsuit was filed in federal court in the District of Columbia and alleges that the credit reporting agencies failed to use reasonable procedures to assure the
Kristi Kelly of Kelly Guzzo joins The Office of Consumer Protection and The Advisory Committees on Consumer Protection for Howard and Montgomery County, MD to break down the elements to understand your credit report and how to fix your credit in the event of reporting errors. Watch the full interview
Does your credit report inaccurately indicate that you are deceased? This is a common problem that happens because someone else associated with the account, such as a spouse or co-signor, dies. Another possibility is that your social security number mistakenly matches a number reported by the Social Security Administration as
What’s a mixed credit report – and how can it spell disaster for your credit? Learn how these errors occur and what you can do about them.
Your credit report is vital to your financial well-being. Home loans, auto insurance rates, and even job applications can all be affected by a person’s credit report. But credit reports often contain errors, such as another person’s debts appearing on your file, which can cripple your financial stability. According to
The Consumer Financial Protection Bureau (CFPB) recently published the 2020 edition of its list of consumer reporting companies. The list identifies entities that collect information about consumers and explains when and how to request the various consumer reports that are compiled about you. The “big three” consumer reporting companies –
If you believe your consumer rights have been violated, don’t hesitate to reach out to Kelly Guzzo, PLC. Our consumer protection and credit lawyers are here to help.
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