Category: General

News Categories

Our Practice Areas

Reported as Deceased on Credit Report?

Does your credit report inaccurately indicate that you are deceased? This is a common problem that happens because someone else associated with the account, such as a spouse or co-signor, dies. Another possibility is that your social security number mistakenly matches a number reported by the Social Security Administration as


Knowing Your Rights: Wire Transfers

Imagine that you stop for gas on your way home after a long day at work.  You pull up to the pump, exit your vehicle and swipe your bank card.  But for some reason, your card is declined.  This can’t be – you had plenty of money in your account


Knowing Your Rights: Electronic Fund Transfers

Imagine you get a letter from your mortgage servicer indicating that your most recent payment did not go through and that you are late on your mortgage.  You are dumbfounded.  You had enough money in your account, and it was set up to make timely payments using the servicer’s auto-pay


Knowing Your Rights: Online Bank Fraud

Over the past decade, the financial technology industry – or “FinTech” – has exploded as companies continue to innovate and employ technology intended to make financial transactions easier.  Progress has been made and convenience has increased; never before have consumers had the ability to move money with such ease, whether


Kelly Guzzo Fights for Consumers Against Zombie Second Mortgages

Kelly Guzzo has filed multiple cases in recent months to protect consumers against illegal collection of payment and foreclosure associated with decades-old “zombie” second mortgages. What are zombie mortgages? Consumers used to finance their homes using two mortgages (often called “80/20” mortgages). During the 2008-07 mortgage crisis, many consumers needed