Kelly Guzzo, PLC recently filed a civil lawsuit against Experian, Equifax, and Trans Union for refusing to delete credit items that were fraudulently opened by our client’s ex-boyfriend. This lawsuit was filed in federal court in the United States District Court for the Eastern District of Virginia (Alexandria Division) and alleges that Experian, Equifax, and Trans Union failed to conduct a reasonable investigation when the victim of the identity theft disputed the information in her credit file. Because of the credit bureaus’ conduct, our client was unable to obtain credit and had certain credit accounts closed by her lender.
Identity theft continues to be one of the most prevalent crimes in the United States. According to recent statistics, almost one-third of Americans have been the victim of identity theft and, as a result, millions have had their credit destroyed by credit accounts that were fraudulently opened in their name. If you have been a victim of identity theft, you are not responsible for the fraudulently opened accounts, and Experian, Equifax, and Trans Union should remove these accounts from your credit reports.
The Fair Credit Reporting Act—a federal law enacted by Congress—protects consumers who have fraudulent information reported on their credit. Removing fraudulent information from your credit reports can be a complicated process, but we are here to help. We can provide step-by-step advice that can help you limit the damage, dispute the identity theft with the credit bureaus, and fix your credit. Don’t let being a victim of identity theft ruin your credit score and financial freedom.
If your credit reports include accounts associated with an identity theft, the lawyers at Kelly Guzzo, PLC can assist you with removing the fraudulent information from your credit reports. We can also assist you with filing a claim against the credit bureaus to compensate you for the damages you suffered as a result of the inaccurate information. We have handled dozens of similar cases where the credit bureaus have refused to remove items arising from fraud. There is no out-of-pocket cost for these services, and we only recover if you do.
Please contact us if your credit report has information arising from an identity theft.
