Imagine you get a letter from your mortgage servicer indicating that your most recent payment did not go through and that you are late on your mortgage.  You are dumbfounded.  You had enough money in your account, and it was set up to make timely payments using the servicer’s auto-pay

Over the past decade, the financial technology industry – or “FinTech” – has exploded as companies continue to innovate and employ technology intended to make financial transactions easier.  Progress has been made and convenience has increased; never before have consumers had the ability to move money with such ease, whether

Kelly Guzzo has filed multiple cases in recent months to protect consumers against illegal collection of payment and foreclosure associated with decades-old “zombie” second mortgages. What are zombie mortgages? Consumers used to finance their homes using two mortgages (often called “80/20” mortgages). During the 2008-07 mortgage crisis, many consumers needed

On May 25, in response to a lawsuit filed in April by Kelly Guzzo, PLC, Consumer Litigation Associates and three legal aid organizations, U.S. District Judge Henry Hudson entered an Order that requires the Virginia Employment Commission (VEC) to eliminate its backlog of unpaid unemployment benefits claims.  The lawsuit was