Category: General

Landlord-Tenant Issues: Wait . . . What Fees Are You Charging Me?

Kelly Guzzo, PLC recently filed a class action under the Fair Debt Collection Practices Act against a debt collector that was collecting unlawful fees on behalf of a large, multistate rental company. The unlawful fees included so-called “payment convenience fees” and “early termination fees.” The payment convenience fees were assessed

Reported as Deceased on Credit Report?

Does your credit report inaccurately indicate that you are deceased? This is a common problem that happens because someone else associated with the account, such as a spouse or co-signor, dies. Another possibility is that your social security number mistakenly matches a number reported by the Social Security Administration as

How to handle identity theft, from claim to closure

Think you might be the victim of identity theft? Learn some of the warning signs – and how to financially recover.

Knowing Your Rights: Wire Transfers

Imagine that you stop for gas on your way home after a long day at work. You pull up to the pump, exit your vehicle and swipe your bank card. But for some reason, your card is declined. This can’t be – you had plenty of money in your account

Knowing Your Rights: Electronic Fund Transfers

Imagine you get a letter from your mortgage servicer indicating that your most recent payment did not go through and that you are late on your mortgage. You are dumbfounded. You had enough money in your account, and it was set up to make timely payments using the servicer’s auto-pay

Knowing Your Rights: Online Bank Fraud

Over the past decade, the financial technology industry – or “FinTech” – has exploded as companies continue to innovate and employ technology intended to make financial transactions easier. Progress has been made and convenience has increased; never before have consumers had the ability to move money with such ease, whether

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If you believe your consumer rights have been violated, don’t hesitate to reach out to Kelly Guzzo, PLC. Our consumer protection and credit lawyers are here to help.