Many consumers are unaware that their auto insurance rates can be affected by reports maintained by LexisNexis, known as C.L.U.E. reports. These reports are used by insurers to assess risk and determine premiums. Unfortunately, errors in these reports can have serious financial consequences. Recently, Kelly Guzzo filed a lawsuit against
Kelly Guzzo, PLC recently filed a lawsuit against two credit bureaus, Experian and Equifax, after they issued a mixed credit report. A mixed credit report (or merged file) file occurs when a credit reporting agency combines one individual’s credit report with another person with similar identifying information. In this instance,
Kelly Guzzo, PLC recently filed a lawsuit in federal court in Maryland on behalf of a consumer whose credit reports showed debts belonging to his father, who shared a similar name. Because our client did not incur those debts, his credit reports should not have shown that he owed them.
Kelly Guzzo, PLC recently filed a civil lawsuit against two credit reporting agencies for mixing the credit reports of a father and son. This lawsuit was filed in federal court in the District of Columbia and alleges that the credit reporting agencies failed to use reasonable procedures to assure the
Kristi Kelly of Kelly Guzzo joins The Office of Consumer Protection and The Advisory Committees on Consumer Protection for Howard and Montgomery County, MD to break down the elements to understand your credit report and how to fix your credit in the event of reporting errors. Watch the full interview
Does your credit report inaccurately indicate that you are deceased? This is a common problem that happens because someone else associated with the account, such as a spouse or co-signor, dies. Another possibility is that your social security number mistakenly matches a number reported by the Social Security Administration as
